PSD II credit scoring

PSD II credit scoring

DataQuest recently developed a credit scoring model for small and medium sized Dutch businesses applying for a short term loan. The model was based on payment data which we retrieved, with permission from the applicant, from an official PSD II aggregator. Using payment data rather than annual reports brings two major advantages: 1) payment data […]

Textmining: from raw text to useful insights

Textmining: from raw text to useful insights

With big data as a hot topic these days, people often forget that a lot of information is hidden in written text. Text mining tries to extract useful information from written text. In this white paper¬†we give an overview of some of the tasks that involve text mining. Using an example, we illustrate¬†the usefulness of […]

Neural networks as challenger model

Neural networks as challenger model

From image recognition to playing a game of Go, neural networks are extremely versatile. As powerful as they are, neural networks remain largely black boxes. Still, within data science neural networks are valuable as a challenger model, helping you to unravel and understand your data. We present in our white paper an example of the […]

Hotel review sentiment analysis

Hotel review sentiment analysis

Thousands of hotel reviews are available (TripAdvisor, Booking.com, Expedia), typically containing an overall (numerical) rating and a written review. Public ratings are an important factor in the demand of rooms in the hotel industry. Therefore, getting a good picture of the motivation behind a rating can be of great value. DataQuest developed a customized web […]